{
  "id": 7254561,
  "title": "Rising global rates: Why your EMIs may not spike",
  "url": "https://urgent.news/2026/09/14/rising-global-rates-why-your-emis-may-not-spike",
  "topic": "business",
  "section": "Business",
  "published": "2026-09-14T01:00:00.000Z",
  "source": {
    "name": "The Economic Times",
    "slug": "the-economic-times",
    "url": "https://economictimes.indiatimes.com/wealth/invest/global-interest-rates-are-rising-will-rbi-rates-home-loan-emis-and-investments-be-affected/articleshow/134102511.cms"
  },
  "original_language": "en",
  "account": "Interest rates worldwide are climbing, but there is no cause for alarm over the increase in Equated Monthly Instalments (EMIs) for loans. The United States, as the world's largest economy, is raising rates, and Japan and Europe are expected to follow suit. However, China's interest rates remain stable, making it a unique case among major economies. The Reserve Bank of India (RBI) has already cut rates, so any further hikes would likely be shallow. High global bond yields may pressure the RBI to increase interest rates, but the decision will ultimately depend on India's inflation and GDP growth. FPIs investing in India may be deterred by higher global interest rates, but their current investments are minimal. Loan EMIs could increase if the RBI raises interest rates, but floating-rate loans would also adjust accordingly.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}