{
  "id": 7197488,
  "title": "Cetelem's digital banking makes its mark in Spain",
  "url": "https://urgent.news/2026/09/13/la-banca-digital-de-cetelem-se-hace-hueco-en-espana",
  "topic": "business",
  "section": "Business",
  "published": "2026-09-13T22:58:49.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/empresas/banca/2026/09/14/6aa44aeb468aeba0758b4580.html"
  },
  "original_language": "es",
  "account": "Cetelem, a subsidiary of BNP Paribas, has achieved significant growth in its digital banking operations in Spain, with 573 million euros in time deposits and 368 million euros in current and savings accounts. The bank, which has a banking license and has been operating in Spain for 30 years, launched its digital banking services in April 2023 and has since acquired the customer base of Orange Bank in Spain, which had 234,000 users. Cetelem's deposit and savings products offer competitive interest rates, with a 2.75% APR on one-year deposits and 2.49% APR on savings accounts for new customers. The bank's consumer finance business is its core activity, and it is one of the top five players in Spain, with 4.558 billion euros in loans granted last year. Cetelem also finances purchases of Apple products and recently partnered with Chinese automaker Geely Auto.",
  "summary": "BNP Paribas's subsidiary manages 573 million euros in term deposits and another 368 million euros in accounts in its short history.",
  "key_points": [
    "Cetelem, BNP Paribas' Spanish subsidiary, is closing its banking presence in Spain.",
    "The bank offers 2.75% TAE on savings accounts and 2.49% on current accounts with €250,000 limits.",
    "Cetelem acquired Orange Bank's customer base of 234,000 Spaniards, gaining significant cash flow."
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}