{
  "id": 7183846,
  "title": "I Built a Filipino AI Scam-Risk Analyzer - Here's How It Works",
  "url": "https://urgent.news/2026/09/13/i-built-a-filipino-ai-scam-risk-analyzer-heres-how-it-works",
  "topic": "ai",
  "section": "AI",
  "published": "2026-09-13T22:09:49.000Z",
  "source": {
    "name": "Dev.to",
    "slug": "dev-to",
    "url": "https://dev.to/samuel_mallo_c5c41371d1e8/i-built-a-filipino-ai-scam-risk-analyzer-heres-how-it-works-1pn4"
  },
  "original_language": "en",
  "account": "Headline: I Developed a Filipino AI Scam-Risk Analyzer - Here's How It Functions\n\nSOURCE:\nHow I Developed Check Mo Muna: An AI Scam-Risk Analyzer for Filipinos Scam messages are becoming increasingly difficult to distinguish, so I created Check Mo Muna, a free Filipino-specific tool designed to assist users in evaluating suspicious messages before they click or make payments. Users can input a message or upload a screenshot. The system employs OCR, deterministic cybersecurity rules, and AI to detect potential phishing, fraud, payment scams, social engineering, and additional warning signs. What sets this apart is that the AI does not make the final determination. The analysis process unfolds in multiple stages: screenshots undergo OCR processing, the extracted text is assessed by deterministic cybersecurity rules and AI, and these results are fed into a risk engine that generates the final risk score, explanation, and recommendations. The risk engine places greater emphasis on deterministic security rules, allocating 70% of its weight to these rules and only 30% to AI. This approach maintains system predictability while still enabling AI to comprehend context. I also dedicated time to testing for false positives, particularly legitimate security warnings that include terms like OTP, PIN, or password. The objective is not to definitively label someone as a scammer; instead, Check Mo Muna provides: \"Here are the warning signs. Here's how risky this appears. Here's what you should contemplate doing next.\" The Minimum Viable Product (MVP) is now operational and entirely free: visit checkmomuna.vercel.app, developed by Samuel Mallo, an AI engineer and cybersecurity specialist. Before you click. Before you pay. Check Mo Muna.",
  "summary": "How I Built Check Mo Muna: An AI Scam-Risk Analyzer for Filipinos Scam messages are getting harder to recognize, so I built Check Mo Muna, a free Filipino-focused tool that helps users assess suspicious messages before they click or pay. Users can paste a message or upload a screenshot. The system uses OCR, deterministic cybersecurity rules, and AI to identify potential phishing, fraud, payment…",
  "key_points": [
    "Check Mo Muna is a Filipino-specific AI scam-risk analyzer tool.",
    "AI assists but does not make final determination on message safety.",
    "Risk score and recommendations guide users on next steps."
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}