{
  "id": 7136354,
  "title": "Being a millionaire isn’t enough to join America’s top 10% — here’s the net worth it actually takes to be in the top",
  "url": "https://urgent.news/2026/09/13/being-a-millionaire-isnt-enough-to-join-americas-top-10-heres-the-net",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-13T16:45:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/markets/articles/being-millionaire-isn-t-enough-164500172.html"
  },
  "original_language": "en",
  "account": "To be considered part of America's top 10% in terms of net worth, an individual or household must possess a net worth of approximately $2 million. This is significantly higher than the median net worth of a typical American household, which is around $192,900. The Federal Reserve's Survey of Consumer Finances provides a clear benchmark for determining this threshold. Although many people believe they need $1.46 million to retire comfortably, according to Northwestern Mutual's 2026 Planning & Progress Study, the actual figure is much higher. Wealth is much more concentrated among the top 10%, with the top 0.1% experiencing a substantial increase in wealth since the pandemic. While reaching the top 10% often involves years of saving, investing, and managing financial setbacks, professional guidance from a financial advisor can be beneficial for those with larger portfolios.",
  "summary": null,
  "key_points": [
    "To be in America's top 10% by net worth, an individual needs $2 million.",
    "Median American household net worth is $192,900, far lower than top 10%.",
    "Top 0.1% saw significant wealth increase post-pandemic, according to study."
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}