{
  "id": 685599,
  "title": "RBI proposes new interest rate rules for regulated entities, seeks public comments",
  "url": "https://urgent.news/2026/08/12/rbi-proposes-new-interest-rate-rules-for-regulated-entities-seeks",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-12T16:30:07.000Z",
  "source": {
    "name": "The Economic Times - Economy",
    "slug": "the-economic-times-economy",
    "url": "https://economictimes.indiatimes.com/news/economy/finance/rbi-proposes-new-interest-rate-rules-for-regulated-entities-seeks-public-comments/articleshow/133188150.cms"
  },
  "original_language": "en",
  "account": null,
  "summary": "The Reserve Bank of India is harmonizing interest rate determination methods for regulated entities. New guidelines will define internal benchmarks and loan pricing components for banks. Floating rate loans will have benchmark resets not exceeding three months. Existing loans must migrate to the new framework by April 2029. These draft guidelines are open for public comment until September 11.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}