{
  "id": 6758376,
  "title": "Investment: Fund Managers - \"You pay a high price for the guarantee\"",
  "url": "https://urgent.news/2026/09/11/geldanlage-fondsmanager-fur-die-garantie-zahlen-sie-einen-hohen-preis",
  "topic": "business",
  "section": "Business",
  "published": "2026-09-11T12:56:00.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/finanzen/anlagestrategie/geldanlage-anleger-sollten-nur-in-unternehmen-investieren-die-sie-verstehen/100222130.html"
  },
  "original_language": "de",
  "account": "Jan Viebig, a renowned German capital market expert, says that Germans do not understand the relationship between returns and risk, which is why they heavily invest in guarantee products. He notes that these products offer lower returns, citing the example of the Riester-Rente, which offered an average annual return of 1.7%, compared to 9% for stocks. Viebig advises investors to take a long-term approach, diversify their portfolios, and consider investing in stocks and bonds, but not to invest in guarantee products that prioritize capital protection over returns. He also recommends that investors assess their individual risk tolerance and investment horizon when making investment decisions.",
  "summary": "Jan Viebig was chief investment strategist at several private banks. He explains why young investors should go all in on stocks - and why the AI rally is far from over.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}