{
  "id": 6747485,
  "title": "UPI now dominates merchant payments: Are cards becoming less useful?",
  "url": "https://urgent.news/2026/09/11/upi-now-dominates-merchant-payments-are-cards-becoming-less-useful",
  "topic": "culture",
  "section": "Culture",
  "published": "2026-09-11T10:36:43.000Z",
  "source": {
    "name": "Times of India",
    "slug": "times-of-india",
    "url": "https://timesofindia.indiatimes.com/business/india-business/upi-now-dominates-merchant-payments-are-cards-becoming-less-useful/articleshow/134059772.cms"
  },
  "original_language": "en",
  "account": null,
  "summary": "UPI now dominates Indian merchant payments, significantly reducing card usage. Debit cards are primarily used for cash withdrawals, not shopping. Credit cards are specializing in larger purchases and e-commerce transactions. RuPay credit cards can now link directly to UPI apps. The QR code scan is becoming the default checkout method for everyday purchases.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}