{
  "id": 6618722,
  "title": "Mortgage & refinance rates today, Wednesday, September 9, 2026: Fixed rates inch upward, 5/1 ARM breaks past 7% as oil prices rise",
  "url": "https://urgent.news/2026/09/09/mortgage-refinance-rates-today-wednesday-september-9-2026-fixed-rates",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-09T10:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/mortgages/article/mortgage--refinance-rates-today-wednesday-september-9-2026-fixed-rates-inch-upward-51-arm-breaks-past-7-as-oil-prices-rise-100000700.html"
  },
  "original_language": "en",
  "account": "On Wednesday, September 9, 2026, mortgage and refinance rates saw an upward trend, with the 5/1 ARM breaking past the 7% threshold, as rising oil prices fueled expectations of a Federal Reserve rate hike. The average 30-year fixed rate climbed to 6.73%, up 6 basis points from the previous day, while the 15-year fixed loan increased to 6.05%, marking a 1 basis point rise from yesterday. The 5/1 ARM surged to 7.03%, a 39 basis point jump from Tuesday. These rates, presented as national averages rounded to the nearest hundredth, reflect the current landscape in the mortgage industry.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}