{
  "id": 6515641,
  "title": "Unicaja renews credit portfolio in search of profitability",
  "url": "https://urgent.news/2026/09/09/unicaja-renueva-la-cartera-de-credito-en-busca-de-rentabilidad",
  "topic": "business",
  "section": "Business",
  "published": "2026-09-09T22:18:24.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/empresas/banca/2026/09/10/6aa1a4e4468aeb3d568b458d.html"
  },
  "original_language": "es",
  "account": "Unicaja's loan portfolio is becoming a key driver for improving margins, as new loans offer higher yields than existing ones. The bank's CEO, Isidro Rubiales, stated that the yield on new loans is 40 basis points higher than on existing loans. As older, lower-yielding loans mature, they are being replaced with new loans offering higher returns, contributing to a stable client margin despite rising deposit costs. The bank's financial director, Pablo González, expects continued improvement in this metric, forecasting a low to mid single-digit growth in net interest income for the year.",
  "summary": "Los nuevos préstamos rinden más que la cartera existente y la salida de créditos antiguos abre espacio para mejorar los márgenes. Leer",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}