{
  "id": 628060,
  "title": "Female entrepreneurs default less on loans than men — Moniepoint",
  "url": "https://urgent.news/2026/08/12/female-entrepreneurs-default-less-on-loans-than-men-moniepoint",
  "topic": "world",
  "section": "World",
  "published": "2026-08-12T03:58:52.000Z",
  "source": {
    "name": "Punch",
    "slug": "punch",
    "url": "https://punchng.com/female-entrepreneurs-default-less-on-loans-than-men-moniepoint/"
  },
  "original_language": "en",
  "account": "Moniepoint's 2025 Impact Report reveals female entrepreneurs make loan repayments 2.5 times more consistently than male business owners. Women-led enterprises received a record level of financing, with loans increased by over 300% in 2025. This brought female businesses to 36% of Moniepoint's total disbursed credit, surpassing the industry average of 16-25%.\n\nMajority of female business owners received their first formal loan through the platform. Three-quarters of merchants benefiting from the credit were first-time borrowers entering the formal credit system. Improved repayment rates and business stability were observed among female-led businesses, resulting in a positive macroeconomic impact.\n\nOver $700 million in credit was disbursed to MSMEs in 2025, leading to a 36% increase in transaction value for merchants. 86% reported higher earnings, and 88% confirmed business expansion. The repayment metrics among female borrowers, coupled with rapid growth in Moniepoint's retail and commercial channels, indicate a substantial effect on employment and community welfare. Moniepoint processed over $250 billion in transaction volume and supported employment for over eight million people in 2025.",
  "summary": "Moniepoint’s 2025 report reveals female entrepreneurs have 2.5x lower loan default rates than men, driving a major shift in MSME financing. Read More: https://punchng.com/female-entrepreneurs-default-less-on-loans-than-men-moniepoint/",
  "key_points": [
    "Female entrepreneurs default on loans 2.5 times less than male business owners",
    "Women-led enterprises received record financing, credit share at 36%",
    "Over $700 million in credit disbursed, 36% increase in transaction value"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}