{
  "id": 6020442,
  "title": "Best CD rates today, Sunday, September 6, 2026: Lock in up to 4.35% APY",
  "url": "https://urgent.news/2026/09/06/best-cd-rates-today-sunday-september-6-2026-lock-in-up-to-4-35-apy",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-06T10:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/banking/article/best-cd-rates-today-sunday-september-6-2026-lock-in-up-to-435-apy-100000219.html"
  },
  "original_language": "en",
  "account": "On Sunday, September 6, 2026, the highest certificate of deposit (CD) rate available is 4.35%. This competitive rate is offered by Marcus by Goldman Sachs on its 18-month CD. The interest rate on a CD is the annual percentage yield (APY), which represents the total earnings from an investment after one year, considering the base interest rate and the frequency of compounding. Suppose an individual invests $1,000 in a one-year CD with a 1.52% APY, and the interest compounds monthly. In that case, the balance would grow to $1,015.20 at the end of the year, yielding $15.20 in interest. Conversely, a one-year CD with a 4% APY would result in a balance of $1,040.74, earning $40.74 in interest. The CD rate is not the only factor to consider when selecting a CD, as there are various types of CDs that offer different benefits. These include bump-up CDs, which allow for a higher interest rate if market rates increase, and no-penalty CDs, which permit early withdrawals without penalties. Other CD types include jumbo CDs, brokered CDs, and brokered CDs, each with unique features and considerations. The best CD rates depend on an individual's timeline and financial goals. It is essential to compare rates, fees, and terms to determine the most suitable option for a guaranteed return on savings.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Yahoo Finance",
        "title": "Mortgage and refinance interest rates today, Sunday, September 6, 2026: Rates much higher week-over-week",
        "url": "https://urgent.news/2026/09/06/mortgage-and-refinance-interest-rates-today-sunday-september-6-2026",
        "published": "2026-09-06T10:00:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}