{
  "id": 5957394,
  "title": "Best CD rates today, Saturday, September 5, 2026: Lock in up to 4.35% APY with an 18-month CD",
  "url": "https://urgent.news/2026/09/05/best-cd-rates-today-saturday-september-5-2026-lock-in-up-to-4-35-apy",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-05T10:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/banking/article/best-cd-rates-today-saturday-september-5-2026-lock-in-up-to-435-apy-with-an-18-month-cd-100000088.html"
  },
  "original_language": "en",
  "account": "Today, Saturday, September 5, 2026, the highest Certificate of Deposit (CD) rate is 4.35%, according to Marcus by Goldman Sachs. This rate is offered on an 18-month CD. CD rates have varied widely across financial institutions, making it crucial to seek out the best possible rate when shopping for a CD. Generally, the most competitive CD rates are found on shorter terms, typically around one year or less. Online banks and credit unions often provide the top CD rates.\n\nThe annual percentage yield (APY) indicates the total earnings from a CD after one year, factoring in both the base interest rate and the frequency of compounding, which may be daily or monthly. For example, investing $1,000 in a one-year CD with a 1.52% APY yields $15.20 in interest after a year, resulting in a total balance of $1,015.20. If the same amount is invested in a one-year CD with a 4% APY, the balance would grow to $1,040.74, earning $40.74 in interest.\n\nWhen selecting a CD, it's important to consider factors beyond the interest rate. Different types of CDs offer varying benefits, although some may require accepting a slightly lower interest rate in exchange for more flexibility. These types include bump-up CDs, no-penalty CDs, jumbo CDs, brokered CDs, and 6-month or 2-year CDs. Each type caters to different financial goals and circumstances, so it's essential to evaluate which option aligns best with your timeline and objectives.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}