{
  "id": 5745798,
  "title": "People Are Treating This Retirement Tool Like an ATM",
  "url": "https://urgent.news/2026/09/04/people-are-treating-this-retirement-tool-like-an-atm",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-04T04:03:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/healthcare/articles/people-treating-retirement-tool-atm-040300864.html"
  },
  "original_language": "en",
  "account": "Many people are treating Health Savings Accounts (HSAs) like an ATM, according to a recent survey by the Plan Sponsor Council of America. While enrollment in HSAs has increased, only a small percentage of contributors are investing their contributions, missing out on the potential for tax-free growth. HSAs offer a triple tax benefit: contributions are tax-deductible, funds can grow tax-free, and withdrawals for qualifying medical expenses are tax-free. However, employees are often only using a third of this potential. Experts suggest that people should invest their HSA contributions and maintain purchasing power for future medical expenses, which are expected to increase above general inflation.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}