{
  "id": 568801,
  "title": "Heading off to college? Here are some tips for managing your finances",
  "url": "https://urgent.news/2026/08/11/heading-off-to-college-here-are-some-tips-for-managing-your-finances-568801",
  "topic": "world",
  "section": "World",
  "published": "2026-08-11T12:53:01.000Z",
  "source": {
    "name": "Associated Press",
    "slug": "associated-press",
    "url": "https://apnews.com/article/college-students-personal-finance-savings-debt-2ae248cebee2d727681398d5b48d2863"
  },
  "original_language": "en",
  "account": "As college students prepare to embark on their new academic journeys, it's crucial to remember that this time also brings new financial responsibilities. Sara Wilson, director of product innovation at Student Connections, emphasizes that the financial decisions made during college can significantly impact one's financial security once they enter the workforce. To help ease this transition, experts offer the following tips for managing money during college:\n\n1. **Build credit**: Establishing a good credit score is essential, as it affects your ability to secure loans, credit cards, and even insurance. Courtney Alev, consumer financial advocate at Credit Karma, suggests starting with a secured credit card, which requires a deposit that acts as collateral. Alternatively, student credit cards can be a good option due to their easier qualification process and lower credit limits. Regardless of the type of credit card chosen, it's vital to only spend what you can afford to pay off each month.\n\n2. **Develop healthy spending habits**: College is an ideal opportunity to learn how to manage money responsibly. This includes creating a budget, tracking expenses, and avoiding unnecessary debt. By practicing good financial habits now, students will be better prepared for the financial realities of life after college.",
  "summary": "NEW YORK (AP) — Heading off to college is exciting, but it also involves new adult…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Winnipeg Free Press",
        "title": "Heading off to college? Here are some tips for managing your finances",
        "url": "https://urgent.news/2026/08/11/heading-off-to-college-here-are-some-tips-for-managing-your-finances",
        "published": "2026-08-11T12:40:53.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}