{
  "id": 5569284,
  "title": "Climate risk is changing where banks lend—before disaster strikes",
  "url": "https://urgent.news/2026/09/04/climate-risk-is-changing-where-banks-lend-before-disaster-strikes",
  "topic": "world",
  "section": "World",
  "published": "2026-09-04T13:00:06.000Z",
  "source": {
    "name": "Phys.org",
    "slug": "phys-org",
    "url": "https://phys.org/news/2026-09-climate-banks-disaster.html"
  },
  "original_language": "en",
  "account": null,
  "summary": "Whether buying a home or opening a local business, affordability is no longer the only question people should be asking, says Kristle Romero Cortes, an associate professor. They should also consider what their property might look like in 10 or 20 years.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}