{
  "id": 5383570,
  "title": "FIS Debuts Embedded Finance Platform Geared Toward Banks",
  "url": "https://urgent.news/2026/09/03/fis-debuts-embedded-finance-platform-geared-toward-banks",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-03T18:28:52.000Z",
  "source": {
    "name": "PYMNTS",
    "slug": "pymnts",
    "url": "https://www.pymnts.com/news/banking/2026/fis-debuts-embedded-finance-platform-geared-toward-banks/"
  },
  "original_language": "en",
  "account": "FIS, a financial services technology company, has unveiled its new embedded banking platform tailored specifically for banks. This platform enables lenders to provide banking services directly within the software utilized by corporate clients, FIS revealed in a press release on September 3rd.\n\nCorporate customers today expect to conduct their banking transactions natively within the software they employ for daily business operations, rather than navigating to a separate banking portal, FIS explained. The Embedded Banking Platform facilitates this by enabling banks' customers to open accounts and transfer funds directly within their existing software, backed by robust, bank-grade security and compliance measures.\n\nBanks can utilize the platform in collaboration with a vertical software provider or FinTech, embedding their account and payment functionalities into the partner's product. This allows corporate clients to benefit from an \"integrated banking experience\" without ever leaving the software they regularly use.\n\nJon Briggs, FIS's Global Head of Embedded Solutions and Money Movement, emphasized that customers today want banking features built into the software they use to operate their businesses. The new platform allows banks to meet these expectations while preserving their regulatory control and customer ownership, fundamental aspects of traditional banking.\n\nThis platform's debut comes at a time when the economics of embedded finance are expanding beyond merely providing access to banking infrastructure, as reported by PYMNTS in July. A PYMNTS Intelligence report titled \"The Embedded Finance Scale Factor: How Firm Size Shapes Strategy, Technology and Partnership Decisions\" indicated that demand for embedded finance infrastructure is on the rise. The research discovered that 79% of middle-market companies and 80% of companies with under $250 million in annual revenue aim to enhance their embedded-finance capabilities within a year. However, the percentage decreased to 63% for companies with over $1 billion in revenue, many of which already possess advanced embedded finance capabilities.\n\nFor banks, this expansion presents opportunities to capture the money and transactions flowing through the financial products embedded by businesses, according to PYMNTS. Additionally, a PYMNTS Intelligence report titled \"FinTechs Tap Embedded Payments to Deepen Customer Relationships\" revealed that 90% of surveyed FinTechs offer embedded payments, indicating that payments are the most prevalent embedded finance capability. The report also highlighted that 60% of FinTechs are adding or improving embedded finance to gain better customer data and insights, 60% cite competitive differentiation, and 53% aim to reach new customers.",
  "summary": "Financial services technology company FIS has launched its embedded banking platform. The platform is the company’s first embedded finance offering created especially for banks, letting lenders offer banking services directly within the business software used by corporate customers, FIS said in a Thursday (Sept. 3) news release. “Corporate customers increasingly expect to do their banking…",
  "key_points": [
    "FIS launches embedded banking platform for banks.",
    "Enables banking services within corporate clients' software.",
    "Supports account creation and fund transfers with security."
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}