{
  "id": 5339603,
  "title": "Floridians Saved Almost $3B on HO and Auto Premiums Last Year, Actuarial Report Finds",
  "url": "https://urgent.news/2026/09/03/floridians-saved-almost-3b-on-ho-and-auto-premiums-last-year",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-03T13:55:24.000Z",
  "source": {
    "name": "Insurance Journal",
    "slug": "insurance-journal",
    "url": "https://www.insurancejournal.com/news/southeast/2026/09/03/883834.htm"
  },
  "original_language": "en",
  "account": null,
  "summary": "Average homeowner insurance rates in Florida did not decline in 2025, but they increased less than 1%, down sharply from the double-digit average increases seen in 2022 and 2023. And auto insurance rates in the state did fall—by 4.1% last …",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}