{
  "id": 5066100,
  "title": "Madrid amplía su programa para avalar hipotecas hasta los 50 años de edad",
  "url": "https://urgent.news/2026/09/02/madrid-amplia-su-programa-para-avalar-hipotecas-hasta-los-50-anos-de",
  "topic": "business",
  "section": "Business",
  "published": "2026-09-02T10:32:01.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/inmobiliario/mercado/2026/09/02/6a97f932e5fdea34798b4579.html"
  },
  "original_language": "es",
  "account": "The Government of Madrid's Community Council has approved a 25 million euro investment for 2026 in Mi Primera Vivienda, its mortgage guarantee program. This program has introduced several changes: beneficiaries are now allowed to be up to 50 years old (previously the limit was 40), financing can cover up to 100% of the value of the acquired property when the borrower is under 40, and 95% when the borrower is between 40 and 45, and 90% for those aged 45 to 50. Additionally, financial entities participating in the program can now offer mortgages up to 100% of the property value for individuals under 40, 95% for those aged 40 to 45, and 90% for those aged 45 to 50. The program now also includes families with minor children as potential beneficiaries, without an age limit, in addition to single-parent households. The maximum price of the property that can benefit from this program has been increased from 390,000 to 425,000 euros, expanding the range of available options. Since its launch in 2022, Mi Primera Vivienda has gradually expanded both the number of beneficiaries and the participating financial entities, reaching nine currently: CaixaBank, Ibercaja, Banco Santander, Abanca, ING, Kutxabank, Unicaja Banco, Banco Sabadell, and Eurocaja Rural. This program has already enabled 8,309 Madrid residents to purchase a home through this formula, which the Community notes was created to facilitate home purchase access for those with economic capacity for a mortgage but face previous savings as a major difficulty.",
  "summary": "El Consejo de Gobierno de la Comunidad de Madrid ha aprobado este miércoles una inversión de 25 millones de euros para 2026 en Mi Primera Vivienda, su programa de avales hipotecarios, que presenta novedades: los beneficiarios podrán tener hasta 50 años (el límite previo eran 40) y se podrá financiar hasta el 100% del valor del inmueble adquirido cuando se tenga menos de 40 años. Leer",
  "key_points": [
    "Madrid's Community Council approves 25 million euro investment for Mi Primera Vivienda in 2026.",
    "Beneficiaries now allowed up to 50 years old, financing up to 100% for under 40s.",
    "Program expanded to include families with minor children, no age limit."
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}