{
  "id": 4959170,
  "title": "Block opens up its Cash App Score to other lenders",
  "url": "https://urgent.news/2026/09/01/block-opens-up-its-cash-app-score-to-other-lenders",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-01T23:12:39.000Z",
  "source": {
    "name": "Finextra",
    "slug": "finextra",
    "url": "https://www.finextra.com/newsarticle/48335/block-opens-up-its-cash-app-score-to-other-lenders"
  },
  "original_language": "en",
  "account": null,
  "summary": "Block is making its Cash App Score available to external lenders for the first time through a partnership with Nova Credit. The score uses real-time data from the Cash App ecosystem, including spending, saving, and repayment behavior.\n\nThe Cash App Score differs from traditional credit scores by incorporating current financial behavior rather than relying solely on credit history. According to Block, in Cash App Borrow, the technology approves 38 percent more customers at the same loss rate compared with traditional credit scores.\n\nApproximately 70 percent of active Borrow customers have FICO scores below 580. Cash App customers will control whether their scores are shared with third-party lenders through preference settings, with no additional login credentials required. Nova Credit will distribute the score through its Cash Flow Intelligence Platform.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 4,
    "also_reported_by": [
      {
        "outlet": "Investing.com",
        "title": "Block partners with Nova Credit to share Cash App Score with lenders",
        "url": "https://urgent.news/2026/09/01/block-partners-with-nova-credit-to-share-cash-app-score-with-lenders",
        "published": "2026-09-01T13:04:43.000Z"
      },
      {
        "outlet": "Seeking Alpha News",
        "title": "Block will offer Cash App Score to lenders on Nova Credit platform",
        "url": "https://urgent.news/2026/09/01/block-will-offer-cash-app-score-to-lenders-on-nova-credit-platform",
        "published": "2026-09-01T13:21:54.000Z"
      },
      {
        "outlet": "PYMNTS",
        "title": "Block Lets Lenders Access Cash App Credit Insights",
        "url": "https://urgent.news/2026/09/01/block-lets-lenders-access-cash-app-credit-insights",
        "published": "2026-09-01T19:33:38.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}