{
  "id": 493458,
  "title": "T-Mobile Shifts to 3-Year Phone Installments with New ‘2.0’ Mobile Plans",
  "url": "https://urgent.news/2026/08/04/t-mobile-shifts-to-3-year-phone-installments-with-new-2-0-mobile-plans",
  "topic": "tech",
  "section": "Tech",
  "published": "2026-08-04T13:00:00.000Z",
  "source": {
    "name": "CNET",
    "slug": "cnet",
    "url": "https://www.cnet.com/tech/mobile/t-mobile-shifts-to-3-year-phone-installments-with-new-2-0-mobile-plans/"
  },
  "original_language": "en",
  "account": "T-Mobile is now offering 36-month phone payment plans instead of the previous 24-month plans. This new \"Equipment Installment Plan Flex 36\" allows customers to pay off their device, taxes, and fees over a year longer, resulting in lower monthly payments. The 0% APR financing option is available for \"well-qualified customers\" for a limited time. T-Mobile has also rebranded its major phone plans and created student plans with the option to add 5G home internet service. Additionally, T-Mobile updated its unlimited postpaid mobile plans to \"2.0\" versions, although the features and base pricing remain the same. The company is retiring its \"Better Value\" plan and has launched \"Student Perks\" discounts for college-bound students and those needing fast internet for off-campus living.",
  "summary": "Buying a phone from the carrier now includes an option to get it for zero dollars upfront, not even taxes – for customers who qualify.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}