{
  "id": 4837680,
  "title": "Mortgage and refinance interest rates today, Tuesday, September 1, 2026: Fixed rates move higher following U.S. airstrikes near Hormuz",
  "url": "https://urgent.news/2026/09/01/mortgage-and-refinance-interest-rates-today-tuesday-september-1-2026",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-01T10:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-and-refinance-interest-rates-today-tuesday-september-1-2026-fixed-rates-move-higher-following-us-airstrikes-near-hormuz-100000288.html"
  },
  "original_language": "en",
  "account": "On Tuesday, September 1, 2026, mortgage and refinance rates saw an increase following U.S. airstrikes near Hormuz, according to Zillow's lender marketplace. The average 30-year fixed rate rose to 6.59%, a 4 basis point increase from the previous day. Meanwhile, the 15-year fixed loan climbed to 6%, with a 9 basis point rise since Monday. The 5/1 ARM was at 6.22%, a 4 basis point decrease compared to yesterday.\n\nThese rates represent national averages, rounded to the nearest hundredth. Refinance rates are generally higher than purchase rates. A mortgage calculator can be used to determine how various mortgage term lengths and interest rates impact monthly payments, including property taxes and homeowners insurance. Generally, 15-year mortgage rates are lower than those for 30-year mortgages, but monthly payments will be higher due to the shorter time frame for paying off the loan.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Yahoo Finance",
        "title": "Best CD rates today, Tuesday, September 1, 2026: Lock in up to 4.30% APY today with multiple offers",
        "url": "https://urgent.news/2026/09/01/best-cd-rates-today-tuesday-september-1-2026-lock-in-up-to-4-30-apy",
        "published": "2026-09-01T10:00:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}