{
  "id": 469754,
  "title": "Retirement provision: How the Riester successor can be worthwhile for high earners",
  "url": "https://urgent.news/2026/08/10/altersvorsorge-wie-sich-der-riester-nachfolger-fur-gutverdiener",
  "topic": "business",
  "section": "Business",
  "published": "2026-08-10T12:44:00.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/finanzen/anlagestrategie/steuern-wie-gutverdiener-das-altersvorsorgedepot-optimal-nutzen/100222434.html"
  },
  "original_language": "de",
  "account": "Munich. The pension depot has been decided - on December 31 of this year, the Riester pension will end. With the successor, from January 2027 not only employees but also, for example, self-employed people and civil servants can benefit from government funding. The new possibilities are likely to trigger a sales wave among providers. This is what Niels Nauhauser, team leader for finance at the Baden-Württemberg Consumer Protection Center, expects. He assumes: \"Above all, high earners will receive offers.\" This is because, apart from funding, the pension depot can also offer tax advantages. This applies above all to those who pay significantly more in than is necessary for the maximum subsidy. Nauhauser is convinced that many banks and financial service providers will use the tax advantage as a lure to talk to their customers about the pension depot in the coming months. For many interested parties, it is therefore a matter of familiarizing themselves with the various models. What is already known about them today and for whom are they worthwhile?",
  "summary": "More can be paid into the old-age pension depot than is necessary for the subsidy. In retirement, the tax rates are then low - but sometimes they are paid dearly.",
  "key_points": [
    "Altersvorsorge starts Dec 31, replacing Riester pension",
    "Open to self-employed, public servants from 2027",
    "High earners likely to get attractive offers"
  ],
  "editors_take": "The introduction of Altersvorsorge is set to benefit high earners with attractive offers and potential tax advantages, drawing them into sales pitches from pension providers seeking to capitalize on the new scheme.",
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Handelsblatt",
        "title": "Altersvorsorge: Wie sich der Riester-Nachfolger für Gutverdiener lohnen kann",
        "url": "https://urgent.news/2026/08/11/altersvorsorge-wie-sich-der-riester-nachfolger-fur-gutverdiener",
        "published": "2026-08-11T09:27:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}