{
  "id": 4637798,
  "title": "Quarterly Basic Statistical Return (BSR)-1 on Credit by Scheduled Commercial Banks – June 2026",
  "url": "https://urgent.news/2026/08/31/quarterly-basic-statistical-return-bsr-1-on-credit-by-scheduled",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-31T11:52:39.000Z",
  "source": {
    "name": "Reserve Bank of India",
    "slug": "reserve-bank-of-india",
    "url": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=63477"
  },
  "original_language": "en",
  "account": "The Reserve Bank released its Quarterly Basic Statistical Return (BSR)-1 on Credit by Scheduled Commercial Banks for June 2026. The report reveals that bank credit growth accelerated to 16.5 percent year-on-year, up from 9.9 percent a year earlier. This growth was widespread across all population groups and bank groups. Private corporate sector borrowings surged to 21.1 percent, while public and household sectors saw robust growth of 14.6 percent and 15.2 percent, respectively. Female individual borrowers saw a notable increase in credit to 19.7 percent. Term loans, which constituted 64.1 percent of total bank credit, grew by 15.4 percent, while working capital loans increased to 18.0 percent. Credit growth was broad across major sectors, with trade and finance sectors registering higher growth than the overall credit. The share of loans bearing interest rates below 9 percent increased to nearly two-thirds, with the weighted average lending rate easing by 45 basis points to 9.26 percent.",
  "summary": "Today, the Reserve Bank released its web publication entitled ‘Quarterly Basic Statistical Return (BSR)-1 on Credit by Scheduled Commercial Banks (SCBs) 1 - June 2026’ 2 on its ‘Database on Indian Economy’ portal ( https://data.rbi.org.in >Homepage > Publications). It captures various classificatory characteristics of outstanding bank credit such as occupation/activity/organisational sector of…",
  "key_points": [
    "Bank credit growth accelerated to 16.5% YoY in June 2026",
    "Private corporate sector borrowings surged to 21.1%",
    "Credit growth broad across major sectors with interest rates easing"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Reserve Bank of India",
        "title": "Quarterly Basic Statistical Return (BSR)-2 on Deposits with Scheduled Commercial Banks - June 2026",
        "url": "https://urgent.news/2026/08/31/quarterly-basic-statistical-return-bsr-2-on-deposits-with-scheduled",
        "published": "2026-08-31T11:52:39.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}