{
  "id": 4625681,
  "title": "Mortgage and refinance interest rates today, Monday, August 31, 2026: Purchase rates currently higher than refinance rates",
  "url": "https://urgent.news/2026/08/31/mortgage-and-refinance-interest-rates-today-monday-august-31-2026",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-31T10:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-and-refinance-interest-rates-today-monday-august-31-2026-purchase-rates-currently-higher-than-refinance-rates-100000904.html"
  },
  "original_language": "en",
  "account": "Mortgage rates in the United States, as of Monday, August 31, 2026, show purchase rates are currently higher than refinance rates. The 30-year fixed purchase rate stands at 6.55%, which is 4 basis points higher than the refinance rate. The 15-year fixed purchase rate is 5.91%, 2 basis points above the 15-year refinance rate. The 5/1 ARM purchase rate is 6.26%, 7 basis points higher than the 5/1 refinance rate.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Yahoo Finance",
        "title": "Best high-yield savings interest rates today, Monday, August 31, 2026: Earn up to 4.15% APY",
        "url": "https://urgent.news/2026/08/31/best-high-yield-savings-interest-rates-today-monday-august-31-2026",
        "published": "2026-08-31T10:00:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}