{
  "id": 4625227,
  "title": "GEXIM Bank grows loan portfolio to GH¢1.56bn as equity hits GH¢2.1bn in 2025 – SIGA Report",
  "url": "https://urgent.news/2026/08/31/gexim-bank-grows-loan-portfolio-to-gh-1-56bn-as-equity-hits-gh-2-1bn",
  "topic": "business",
  "section": "Business",
  "published": "2026-08-31T10:18:09.000Z",
  "source": {
    "name": "Joy Business",
    "slug": "joy-business",
    "url": "https://www.myjoyonline.com/gexim-bank-grows-loan-portfolio-to-gh%c2%a21-56bn-as-equity-hits-gh%c2%a22-1bn-in-2025-siga-report/"
  },
  "original_language": "en",
  "account": "The Ghana Export-Import Bank (GEXIM Bank) saw a significant expansion in its loan portfolio in 2025, growing to GH¢1.56 billion from GH¢1.30 billion in the previous year, according to the 2025 State Ownership Report. The bank's equity increased by 28.63 percent, from GH¢1.63 billion to GH¢2.10 billion, as retained earnings and statutory reserves contributed to its improved financial position. Net interest income rose by 184.98 percent, from GH¢153.65 million, driven by higher interest earned on loans and financial placements. Funding costs fell sharply by 99.08 percent, reducing from GH¢26.99 million to GH¢250,000. As a result, net interest income increased by the same percentage, reaching GH¢153.65 million. The bank's total assets and earning assets also increased, reaching GH¢2.48 billion and GH¢1.89 billion, respectively. Shareholders’ funds grew by 28.63 percent, indicating a robust financial health. Despite maintaining strong profitability, the bank's net operating margin, return on assets, and return on equity saw declines from their exceptionally high levels in 2024.",
  "summary": "The Ghana Export-Import Bank (GEXIM Bank) strengthened its financial position in 2025, recording substantial growth in interest income, net interest income, loans to businesses, total assets and shareholders’ equity.",
  "key_points": [
    "GEXIM Bank's loan portfolio grew to GH¢1.56bn in 2025",
    "Equity increased by 28.63% to GH¢2.1bn",
    "Net interest income rose 184.98% to GH¢153.65m"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 3,
    "also_reported_by": [
      {
        "outlet": "MyJoyOnline Ghana",
        "title": "GEXIM Bank grows loan portfolio to GH¢1.56bn as equity hits GH¢2.1bn in 2025 – SIGA Report",
        "url": "https://urgent.news/2026/08/31/gexim-bank-grows-loan-portfolio-to-gh-1-56bn-as-equity-hits-gh-2-1bn-4627983",
        "published": "2026-08-31T10:18:09.000Z"
      },
      {
        "outlet": "Adom Online",
        "title": "GEXIM Bank grows loan portfolio to GH¢1.56bn as equity hits GH¢2.1bn in 2025 – SIGA Report",
        "url": "https://urgent.news/2026/08/31/gexim-bank-grows-loan-portfolio-to-gh-1-56bn-as-equity-hits-gh-2-1bn-4632472",
        "published": "2026-08-31T10:59:42.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}