{
  "id": 4580813,
  "title": "Scheduled Banks’ Statement of Position in India as on August 15, 2026",
  "url": "https://urgent.news/2026/08/31/scheduled-banks-statement-of-position-in-india-as-on-august-15-2026",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-31T05:54:16.000Z",
  "source": {
    "name": "Reserve Bank of India",
    "slug": "reserve-bank-of-india",
    "url": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=63471"
  },
  "original_language": "en",
  "account": "Scheduled commercial banks, including regional rural banks, small finance banks, and payment banks, reported their financial position on August 15, 2026, based on data ending July 31, 2026 and August 15, 2026. The liabilities to the banking system comprised demand and time deposits from banks amounting to ₹483090.88 crore, borrowings from banks at ₹69825.01 crore, and other demand and time liabilities at ₹51839.69 crore. Liabilities to others included deposits (other than from banks) at ₹26937879.06 crore, borrowings at ₹911192.16 crore, and other demand and time liabilities at ₹1162706.46 crore. Borrowings from the Reserve Bank of India amounted to ₹4352.00 crore against usance bills and promissory notes. Cash reserves stood at ₹71952.57 crore, while balances with the Reserve Bank were ₹946214.94 crore. Assets with the banking system comprised balances with other banks at ₹328064.10 crore, money at call and short notice at ₹35803.61 crore, advances to banks at ₹40680.90 crore, and other assets at ₹124133.22 crore. Investments were valued at ₹7373332.06 crore, with central and state government securities totaling ₹7359331.27 crore and other approved securities at ₹14000.79 crore. Bank credit, excluding inter-bank advances, totaled ₹22615402.74 crore, with loans, cash credits, and overdrafts at ₹22175361.14 crore.",
  "summary": "(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS (Including RRBs, SFBs and PBs) ALL SCHEDULED BANKS 08-Aug-2025# 31-Jul-2026 15-Aug-2026 08-Aug-2025# 31-Jul-2026 15-Aug-2026 I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 341956.14 443583.88 483090.88 349533.42 451419.50 491331.41** b) Borrowings from banks 100840.03 65825.38 69825.01 100849.93 66409.86 69844.51 c) Other…",
  "key_points": [
    "Scheduled banks reported financial position on August 15, 2026.",
    "Liabilities to banking system totaled ₹683155.58 crore.",
    "Bank credit, excluding inter-bank advances, was ₹22615402.74 crore."
  ],
  "editors_take": "The banking system's financial position reveals a substantial reliance on deposits from non-bank sources, which significantly outweigh borrowings from banks and the Reserve Bank of India.",
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}