{
  "id": 4515114,
  "title": "SCHD Is Up Nearly 30% and Its Yield Is Back Near 3% | Did Dividend Investors Miss the Easy Money?",
  "url": "https://urgent.news/2026/08/30/schd-is-up-nearly-30-and-its-yield-is-back-near-3-did-dividend",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-30T22:25:25.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/markets/stocks/articles/schd-nearly-30-yield-back-222525996.html"
  },
  "original_language": "en",
  "account": "The SCHD ETF has surged nearly 30%, now yielding around 3.1%, leading some to question whether dividend investors have missed out on easy money. At $35, the entry point is less appealing compared to the $27 paid by long-term holders in 2022 and 2023. The 10-year Treasury is outpacing SCHD's income with a 4.7% yield and zero equity risk, making a mixed allocation of SCHD and Treasuries a smarter move for fresh capital. To generate $3,000 monthly from SCHD today, investors need approximately $1.15 million, a significantly higher capital requirement compared to two years ago. After returning 29% year-to-date, SCHD's price is near $35, just below its 52-week high. Despite this attractive performance, SCHD's yield has compressed to a level close to the lowest in years. The fund screens for quality companies with consistent dividends, strong cash flow, and reasonable yields, such as Qualcomm, Texas Instruments, UnitedHealth, Coca-Cola, and Merck. While SCHD offers dividend growth, its 3.1% yield is below the risk-free rate of the 10-year Treasury at 4.7%. For investors seeking more current income, pairing SCHD with short-term Treasuries could be a viable strategy.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}