{
  "id": 439857,
  "title": "Malaysia among top 3 markets worldwide for AI use in finance",
  "url": "https://urgent.news/2026/08/10/malaysia-among-top-3-markets-worldwide-for-ai-use-in-finance",
  "topic": "ai",
  "section": "AI",
  "published": "2026-08-10T04:53:57.000Z",
  "source": {
    "name": "Free Malaysia Today",
    "slug": "free-malaysia-today-freemalays",
    "url": "https://www.freemalaysiatoday.com/category/nation/2026/08/10/malaysia-among-top-3-markets-worldwide-for-ai-use-in-finance"
  },
  "original_language": "en",
  "account": "Malaysia ranks among the top three markets globally for the adoption of artificial intelligence (AI) in finance, with a usage rate of 85%, surpassing the global average of 73%. A survey conducted by HSBC Malaysia, commissioned by the bank and carried out by Ipsos, examined affluent and high-net-worth investors across ten markets. The survey found that 85% of Malaysia's affluent and high-net-worth investors utilize AI tools for finance and investment purposes, although they still heavily rely on human professional judgment.\n\nThe survey revealed that Generation Z (aged 21-29) and millennials (aged 30-45) are the most avid users of AI for financial and investment decisions, with percentages of 86% and 89% respectively. Generation X (aged 46-61) and baby boomers (aged 62-69) followed with 85% and 78% AI usage, respectively.\n\nDespite their adoption of AI, investors in Malaysia ranked financial professionals and institutions as the primary source of investment ideas (65%) and the most influential factor in investment decisions (39%). The survey emphasized that these investors necessitate human reassurance and strategic expertise, such as identifying errors in AI-generated data, interpreting intricate data, and applying judgment and validation.\n\nA majority of respondents, 58%, expressed a preference for a human-AI partnership in their future financial decision-making. For Generation Z, this includes analyzing portfolio performance (61%) and generating new investment ideas (57%). Millennials held similar preferences, with 53% interested in both tasks. Additionally, 57% of respondents felt more in control of their investments due to AI use, while 21% felt less in control. Furthermore, 54% of respondents indicated that AI made them more inclined to take calculated risks, which is more than double the 25% who felt more cautious.",
  "summary": "Malaysia has an 85% adoption rate, surpassing the global average of 73%, according to a survey commissioned by HSBC.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Free Malaysia Today",
        "title": "Malaysia among top 3 markets worldwide for AI use in finance",
        "url": "https://urgent.news/2026/08/10/malaysia-among-top-3-markets-worldwide-for-ai-use-in-finance-444722",
        "published": "2026-08-10T04:53:57.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}