{
  "id": 4384793,
  "title": "Here’s What Jim Cramer Thinks Is In Store For PayPal Holdings, Inc. (NASDAQ:PYPL) & Klarna",
  "url": "https://urgent.news/2026/08/29/heres-what-jim-cramer-thinks-is-in-store-for-paypal-holdings-inc",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-29T03:32:03.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/markets/stocks/articles/jim-cramer-thinks-store-paypal-033203055.html"
  },
  "original_language": "en",
  "account": "On Friday, PayPal Holdings, Inc. (NASDAQ:PYPL) shares faced significant turmoil, closing 12.7% lower after reports emerged that Stripe had dropped plans to acquire the company. This news confirmed the validity of Jim Cramer's caution about PayPal, expressed on August 17th, in which he advised investors to opt for JPMorgan or Wells Fargo over PayPal. During his appearance on August 28th, Cramer discussed the matter further, saying, \"What is Venmo worth? They have a huge buy now, pay later business, what is that worth?... Klarna, look at Klarna, I mean that was one that, that was a very exciting company it went down and now suddenly everyone's taking it up today as if... I think it's a crowded space and I don't know what to say about, when you're up against Max Levchin [Affirm CEO].\" These comments highlighted the crowded fintech space and the challenges PayPal faces in competing with companies like Klarna. PayPal's second quarter earnings were mixed, with revenue growing by 5% to $8.68 billion and payment volume by 10% to $486 billion. However, earnings per share declined by 1% while transaction margin dollars grew by a modest 1%. The company's growth in branded checkouts lagged behind eCommerce growth, with a 5% increase. On the other hand, Klarna Group plc (NYSE:KLAR) saw remarkable growth in various metrics, including a 27% increase in revenue, 214% growth in adjusted operating income, 42% growth in transaction margin dollars, and 18% growth in gross merchandise volume during the same period. Klarna's forward P/E multiple of 175 is significantly higher than PayPal's 11.78. Additionally, Klarna's growth prospects appear brighter, with a 24% growth in average revenue per user and over 600% subscriber revenue growth. However, Klarna's reliance on Europe, particularly Germany, remains a concern, leading management to reduce full-year gross merchandise volume guidance to $149 billion to $151 billion, which lowered growth expectations to 17% from an earlier 20%+.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}