{
  "id": 4242839,
  "title": "Best CD rates today, Saturday, August 29, 2026: Lock in up to 4.30% APY with a 16- or 18-month CD",
  "url": "https://urgent.news/2026/08/29/best-cd-rates-today-saturday-august-29-2026-lock-in-up-to-4-30-apy",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-29T10:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/banking/article/best-cd-rates-today-saturday-august-29-2026-lock-in-up-to-430-apy-with-a-16--or-18-month-cd-100000220.html"
  },
  "original_language": "en",
  "account": "CD rates have varied widely across financial institutions, making it crucial to seek the best rate possible when searching for a CD. Currently, the highest CD rate is 4.30%, offered by Synchrony Bank on its 16-month CD and Marcus by Goldman Sachs on its 18-month CD.\n\nThe annual percentage yield (APY) indicates the total earnings you'll earn from a CD within one year, factoring in the base interest rate and interest compounding frequency. For instance, a $1,000 investment in a one-year CD with a 1.52% APY, compounded monthly, would yield $15.20 in interest after a year, resulting in a balance of $1,015.20.\n\nWhile the interest rate is the primary factor to consider when selecting a CD, there are other aspects to evaluate as well. Different types of CDs provide distinct benefits, often requiring a slight reduction in interest rate for added flexibility. These include bump-up CDs, no-penalty CDs, jumbo CDs, and brokered CDs.\n\nBump-up CDs enable you to request a higher interest rate if your bank's rates increase during the account's term, but usually only once. No-penalty CDs, also known as liquid CDs, allow early withdrawals without penalties. Jumbo CDs require larger minimum deposits and typically offer higher interest rates. Brokered CDs, purchased through a brokerage instead of directly from a bank, may provide higher rates or more flexible terms but carry more risk and might not be FDIC-insured.\n\nBased on the current CD rate environment, selecting the optimal CD depends on your investment timeline and objectives. The article highlights the best CD rates and accounts available today, based on interest rates, fees, and other factors. It also offers guidance on choosing the ideal CD term and exploring the top CD options across various timeframes.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Yahoo Finance",
        "title": "Mortgage and refinance interest rates today, Saturday, August 29, 2026: Fixed rates move slightly higher into the weekend",
        "url": "https://urgent.news/2026/08/29/mortgage-and-refinance-interest-rates-today-saturday-august-29-2026",
        "published": "2026-08-29T11:44:38.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}