{
  "id": 4138379,
  "title": "Should Clients Use Crypto To Catch Up on Retirement Savings?",
  "url": "https://urgent.news/2026/08/28/should-clients-use-crypto-to-catch-up-on-retirement-savings",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-28T04:02:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/markets/crypto/articles/clients-crypto-catch-retirement-savings-040200863.html"
  },
  "original_language": "en",
  "account": "Many middle-aged Americans are exploring cryptocurrency as a potential way to bolster their retirement savings, according to a recent report. Concern over the cost of living has dampened the savings of eight out of 10 middle-aged non-retirees, while a majority of retirees wish they had saved more. As a result, more investors are turning to crypto investments.\n\nFinancial advisors have mixed opinions on the matter. While some recognize the potential for growth, others caution against treating crypto as a shortcut to catch up on retirement savings. Ryan Horst, CEO of Altcoin Pro, notes that many older investors have significant wealth at stake, making it crucial for them to understand crypto before investing.\n\nHowever, financial advisors emphasize that there is no one-size-fits-all approach to crypto investments in retirement portfolios. Joon Um, a tax advisor, suggests that crypto should only be a small, speculative part of a diversified retirement plan due to its high volatility. Kevin Feig, founder of Walk You To Wealth, warns that most digital assets are simply \"noise\" and that Bitcoin and Ethereum, despite being the largest by market cap, have different characteristics and use cases. He advises investors to understand the reason behind holding any digital asset and how it fits into their overall portfolio.\n\nOn the other hand, Monica Dwyer at Harvest Financial Advisors advises against using crypto as a means to compensate for inadequate savings. She urges investors to focus on changing their lifestyle and reassessing their ability to spend less and save more.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}