{
  "id": 4041833,
  "title": "Unicaja and Sabadell, the banks most exposed in a deposit war",
  "url": "https://urgent.news/2026/08/28/unicaja-y-sabadell-los-bancos-mas-expuestos-en-una-guerra-de-depositos",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-28T22:07:59.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/mercados/2026/08/28/6a91ece6e5fdea1c198b4588.html"
  },
  "original_language": "es",
  "account": "JPMorgan and UBS have detected pressure in the Spanish deposit market, with Unicaja and Sabadell being the most exposed. Bankinter and CaixaBank have a higher protection level, while BBVA and Santander are less affected. According to UBS, if the rate of remunerated deposits increases by one percentage point, the profit per share of Spanish banks will decrease by 1-2% next year, with Unicaja being the most affected. UBS warns that the impact can worsen if changes in deposit composition accelerate.",
  "summary": "JPMorgan Y UBS detectan presión en el mercado/ Bankinter y CaixaBank tienen una protección algo superior mientras que BBVA y Santander pueden ver la batalla desde la barrera. Leer",
  "key_points": [
    "Unicaja and Sabadell most exposed to deposit pressure",
    "Bankinter and CaixaBank have slightly superior protection",
    "Deposit rates rising could reduce profits 1.7% to 1.6%"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}