{
  "id": 3945573,
  "title": "Bank Indonesia: 25 Banks Favor Securities over Lending",
  "url": "https://urgent.news/2026/08/28/bank-indonesia-25-banks-favor-securities-over-lending",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-28T11:11:41.000Z",
  "source": {
    "name": "Tempo.co English",
    "slug": "tempo-co-english",
    "url": "https://en.tempo.co/read/2118480/bank-indonesia-25-banks-favor-securities-over-lending"
  },
  "original_language": "en",
  "account": "Bank Indonesia (BI) has revealed that 25 commercial banks are prioritizing securities holdings over lending, according to reports. These banks maintain an intermediation ratio (RIM) below the 84 percent threshold, while holding more than 19 percent of their total funding in securities. Collectively, the securities owned by these 25 banks account for 48.4 percent of the entire banking industry's holdings. BI has classified domestic banks into four quadrants based on their ratio profiles, with the 25 high-security, low-credit-growth institutions falling into Quadrant II. BI's Director of Macroprudential Policy Department, Alexander Lubis, stated that some banks are making investment-driven portfolio decisions.",
  "summary": "Bank Indonesia noted that 25 banks had macroprudential intermediation ratios below 84%, while simultaneously holding securities holdings above 19%.",
  "key_points": [
    "25 commercial banks prioritize securities over lending",
    "Intermediation ratio below 84% for these banks",
    "Securities account for 48.4% of banking industry holdings"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}