{
  "id": 3903650,
  "title": "Jan Dhan Yojana has had an unparalleled impact” PM Narendra Modi",
  "url": "https://urgent.news/2026/08/28/jan-dhan-yojana-has-had-an-unparalleled-impact-pm-narendra-modi",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-28T05:42:33.000Z",
  "source": {
    "name": "Hindustan Times",
    "slug": "hindustan-times",
    "url": "https://www.hindustantimes.com/india-news/jan-dhan-yojana-has-had-an-unparalleled-impact-pm-narendra-modi-101787895754023.html"
  },
  "original_language": "en",
  "account": "In his recent X post, Prime Minister Narendra Modi hailed the Pradhan Mantri Jan Dhan Yojana (PMJDY) for its \"unprecedented scale and transformative outcomes.\" Launched on August 28, 2014, the scheme has managed to open 590 million bank accounts within a decade, with deposits totaling ₹3.16 lakh crore. PMJDY has brought financial inclusion to rural and semi-urban areas, with 78% of accounts located in these regions and 56% of accountholders being women. Union Finance Minister Nirmala Sitharaman emphasized the shift from banking the few to banking for all, highlighting the scheme's role in extending life and accident insurance to millions in the unorganized sector. Through the JAM (Jan-Dhan-Aadhaar-mobile) trinity, PMJDY has facilitated transparent, efficient, and corruption-free delivery of government subsidies and payments, making it a cornerstone for Direct Benefit Transfers.",
  "summary": "PMJDY ensures that every unbanked adult has access to a basic bank account with zero balance requirements and no maintenance charges",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}