{
  "id": 375893,
  "title": "Kotak Bank Unveils Hybrid Home Loan, Borrowers Can Lock Rates For 65 Months",
  "url": "https://urgent.news/2026/08/09/kotak-bank-unveils-hybrid-home-loan-borrowers-can-lock-rates-for-65",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-09T12:27:23.000Z",
  "source": {
    "name": "Free Press Journal",
    "slug": "free-press-journal",
    "url": "https://www.freepressjournal.in/business/kotak-bank-unveils-hybrid-home-loan-borrowers-can-lock-rates-for-65-months"
  },
  "original_language": "en",
  "account": null,
  "summary": "New Delhi: Kotak Mahindra Bank has launched a hybrid home loan that allows borrowers to lock their interest rate for up to 65 months, offering greater certainty over monthly repayments during the initial years of home ownership. The product allows customers to select a fixed-rate period of 39, 52 or 65 months. During this period, both the interest rate and equated monthly instalment (EMI) will…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}