{
  "id": 3708339,
  "title": "How to Check In on Your 401(k) Fees",
  "url": "https://urgent.news/2026/08/27/how-to-check-in-on-your-401-k-fees",
  "topic": "culture",
  "section": "Culture",
  "published": "2026-08-27T09:00:00.000Z",
  "source": {
    "name": "ProPublica",
    "slug": "propublica",
    "url": "https://www.propublica.org/article/401k-retirement-plan-fees-funds"
  },
  "original_language": "en",
  "account": "The proposed changes to 401(k) retirement plans could have significant implications for employees. Under the Department of Labor's proposed rule change, employers who demonstrate they've considered six factors when selecting investment options and document their reasoning would receive broader protection from potential lawsuits. This means companies could face less scrutiny over the management of their employees' retirement funds.\n\nHowever, experts warn that even with this protection, companies may still make imprudent decisions based on the information available to them. Tim Hauser, a former deputy assistant secretary at the Labor Department's Employee Benefits Security Administration, cautioned that even with documented reasoning, a company could still generate \"a lot of paper\" without making wise financial decisions.\n\nIf you're concerned about your 401(k) and want to ensure it's in good shape, consider checking in on it annually. Experts advise focusing on three key factors: how much you save, the level of risk you're taking, and the fees you're paying. While you have control over the amount you save, particularly if your employer offers a matching contribution, you also have control over what your savings are invested in based on the investment options your plan provides.",
  "summary": "The post How to Check In on Your 401(k) Fees appeared first on ProPublica .",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}