{
  "id": 3652694,
  "title": "Credit Card Balances 90 Days Late Have Nearly Doubled Since 2022. New Delinquencies Have Not Moved.",
  "url": "https://urgent.news/2026/08/27/credit-card-balances-90-days-late-have-nearly-doubled-since-2022-new-3652694",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-27T02:15:00.000Z",
  "source": {
    "name": "Motley Fool",
    "slug": "motley-fool",
    "url": "https://www.fool.com/investing/2026/08/26/credit-card-balances-90-days-late-have-nearly-doub/?source=iedfolrf0000001"
  },
  "original_language": "en",
  "account": "Capital One Financial reported a 30-day delinquency rate of 3.13% in the second quarter of 2026, signaling an improvement from the previous year. While this metric is encouraging, a deeper analysis by the Federal Reserve reveals a more complex picture. Synchrony Financial, a company specializing in store cards with higher risk, had a 30-day delinquency rate of 4.16%, which is also a slight improvement compared to the previous year. Despite both companies showing year-over-year progress, Synchrony's rate remains higher due to the riskier nature of their credit offerings. This Federal Reserve report offers a more nuanced perspective on delinquency trends beyond just Capital One's performance.",
  "summary": "Consumers are still doing OK, but the people facing material financial strain are really struggling.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Nasdaq Markets",
        "title": "Credit Card Balances 90 Days Late Have Nearly Doubled Since 2022. New Delinquencies Have Not Moved.",
        "url": "https://urgent.news/2026/08/27/credit-card-balances-90-days-late-have-nearly-doubled-since-2022-new",
        "published": "2026-08-27T02:35:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}