{
  "id": 3606271,
  "title": "The New Lisk Is a Fintech Now: Can It Compete With Ramp and Stripe?",
  "url": "https://urgent.news/2026/08/25/the-new-lisk-is-a-fintech-now-can-it-compete-with-ramp-and-stripe",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-25T14:35:14.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/markets/crypto/articles/lisk-fintech-now-compete-ramp-143514498.html"
  },
  "original_language": "en",
  "account": "Lisk has shifted gears, transforming itself into a fintech platform. The company is merging bank and stablecoin balances into a single workspace, catering to finance teams. The new Lisk enters a fiercely competitive market where rivals like Ramp and Stripe boast significant financial backing. The platform simplifies the handling of accounts, payments, and approval rules across entities and currencies. Businesses can access virtual accounts with real bank details, enabling them to pay out to external bank accounts. Lisk operates through regulated providers, such as Bridge, which is the same provider that Stripe acquired. The platform is currently free for businesses on its Professional plan, with no pricing announced beyond 2026. The market for B2B stablecoin payments hit $226 billion in 2025, marking a substantial 733% increase over the previous year. Finance teams are increasingly replacing traditional bank wires with stablecoins for cross-border settlements. However, Lisk will operate as a fintech platform, not a bank, and relies on regulated providers for money transfers. The platform offers a free tier through 2026, indicating Lisk's strategy to gain early adoption before introducing any charges. The announcement highlights the platform's potential, stating that it's a product businesses have been waiting for. However, the market is already crowded with established players like Ramp and Stripe, who have invested heavily in alternative solutions. Competing in this space will require Lisk to demonstrate its unique value proposition and gain the trust of finance teams. The success of the new Lisk hinges on the adoption by businesses during its Early Access phase. If businesses fail to embrace the platform, the value of LSK, its loyalty token, may not materialize. The announcement leaves many questions unanswered, such as the licensing, custody arrangements, and future pricing of the product. The token distribution and governance structure also warrant closer examination. Despite the risks, Lisk aims to target the growing market of multi-entity companies holding both fiat and stablecoins. The challenge lies in convincing finance chiefs to adopt a new platform while incumbent fintech giants continue to expand their capabilities.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}