{
  "id": 3478884,
  "title": "Las hipotecas sobre viviendas marcan el mejor junio en 16 años tras dispararse un 10,8%",
  "url": "https://urgent.news/2026/08/26/las-hipotecas-sobre-viviendas-marcan-el-mejor-junio-en-16-anos-tras",
  "topic": "business",
  "section": "Business",
  "published": "2026-08-26T07:17:44.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/inmobiliario/mercado/2026/08/26/6a8e9316468aeb05778b458d.html"
  },
  "original_language": "es",
  "account": "In June 2025, mortgage applications on homes surged by 10.8% compared to the same month the previous year, reaching a record 45,907 loans, the highest monthly figure since 2010, according to data from the National Statistics Institute (INE). The June interannual trend saw mortgage signings on homes resume a positive trajectory after a slight decline of 0.1% in May, ending a nearly two-year streak of increases. The average mortgage amount grew by 6% year-over-year to 178,365 euros in June, while the total loan amount jumped by 17.5% to surpass 8.188 million euros. Moreover, the median loan term for home mortgages settled at 25 years in June. Intermonthly (June compared to May), home mortgages rose by 8.8% and the loan amount increased by 10.9%. The average mortgage amount for home mortgages increased by 2% from the previous month. Over the first six months of the year, home mortgages increased by 7%, with a 17.5% rise in loan amount and a 9.8% increase in average mortgage amount. Home mortgages for property purchases rose in 13 autonomous communities in June, decreased in three others, and remained stable in Murcia. The communities with the largest year-over-year increases in June were the Canary Islands (31.4%), Castilla-La Mancha (23.2%), and the Valencian Community (16.1%). In contrast, the Balearic Islands (-10.4%), Cantabria (-9.1%), and Galicia (-7.3%) experienced negative growth. The average mortgage interest rate in June was 2.96%, below the 2.98% in May. This marked 17 consecutive months of rates under 3%, a feat last achieved in February 2025 when the average mortgage interest rate fell to 3% for the first time in nearly two years. Roughly one-third of home mortgages in June were variable-rate, while the remaining two-thirds were fixed-rate. At the start of June, the average interest rate for variable-rate mortgages was 3.07%, while it was 2.89% for fixed-rate mortgages.",
  "summary": "El número de hipotecas constituidas sobre viviendas subió un 10,8% en junio respecto al mismo mes de 2025, hasta sumar 45.907 préstamos, su mayor cifra en un mes de junio desde 2010. Leer",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}