{
  "id": 3467476,
  "title": "Indian earning Rs 1 crore in US says he saved more with Rs 25-lakh salary in India",
  "url": "https://urgent.news/2026/08/26/indian-earning-rs-1-crore-in-us-says-he-saved-more-with-rs-25-lakh",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-26T08:32:12.000Z",
  "source": {
    "name": "The Indian Express",
    "slug": "the-indian-express",
    "url": "https://indianexpress.com/article/trending/trending-in-india/nri-compares-rs-1-crore-us-salary-rs-25-lakh-india-savings-breakdown-10850227/"
  },
  "original_language": "en",
  "account": "Nitin Malhotra, an Indian professional working in the US, has shared his financial breakdown on Instagram, revealing that despite earning nearly Rs 1 crore annually in America, he believes he was able to save more when he was earning Rs 25 lakh in India. His monthly salary in the US amounts to around $8,000, but after deducting home mortgage ($2,500), taxes ($1,500), and other expenses, he is left with only $1,000-$1,200 for the rest of his monthly costs. This includes expenses such as insurance for his two cars, health insurance for his family, food, and miscellaneous expenses. The comparison to his earnings in India, where he spent around Rs 25 lakh a year and could save about Rs 1-1.25 lakh due to lower expenses, has sparked a debate on whether a higher salary automatically translates to a better financial life. While some point out the advantages of living in the US, such as better infrastructure and services, others emphasize the importance of work-life balance and the financial feasibility of maintaining a certain lifestyle in India.",
  "summary": null,
  "key_points": [
    "Nitin Malhotra earns nearly Rs 1 crore in US annually.",
    "He saved more with Rs 25-lakh salary in India.",
    "Monthly expenses in US leave him with $1,000-$1,200."
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Times of India",
        "title": "Rs 30 lakh a month for an intern? India’s trading firms are in a fierce talent war",
        "url": "https://urgent.news/2026/08/26/rs-30-lakh-a-month-for-an-intern-indias-trading-firms-are-in-a-fierce",
        "published": "2026-08-26T09:07:28.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}