{
  "id": 3233473,
  "title": "Mortgage and refinance rates today, Tuesday, August 25, 2026: Rates mixed this morning",
  "url": "https://urgent.news/2026/08/25/mortgage-and-refinance-rates-today-tuesday-august-25-2026-rates-mixed",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-25T10:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-and-refinance-rates-today-tuesday-august-25-2026-rates-mixed-this-morning-100000955.html"
  },
  "original_language": "en",
  "account": "Mortgage and refinance rates experienced mixed changes on Tuesday, August 25, 2026, according to Zillow's lender marketplace. The average 30-year fixed rate dropped to 6.63%, 1 basis point lower than the previous day. Conversely, the 15-year fixed loan rate rose to 5.95%, 7 basis points higher than yesterday. The 5/1 ARM rate decreased to 6.62%, 12 basis points below Monday's rate. These are the national averages, rounded to the nearest hundredth. Refinance rates tend to be higher than purchase rates. A mortgage calculator can assist in estimating monthly payments based on different mortgage term lengths and interest rates, including property taxes and homeowners insurance. The 15-year mortgage generally offers lower rates but higher monthly payments compared to the 30-year mortgage. Mortgage rates are expected to remain steady in 2027, with the Mortgage Bankers Association forecasting 30-year fixed rates at 6.70% and Fannie Mae predicting rates between 6.70% and 6.80%. Refinancing your mortgage may be a good idea, as rates are down more than half a point since the end of May, leading to a 62% increase in refinance applications year over year.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 3,
    "also_reported_by": [
      {
        "outlet": "Ajel English",
        "title": "Egyptian pound and Arab currency rates steady against riyal on Tuesday",
        "url": "https://urgent.news/2026/08/25/egyptian-pound-and-arab-currency-rates-steady-against-riyal-on-tuesday",
        "published": "2026-08-25T09:33:49.000Z"
      },
      {
        "outlet": "Yahoo Finance",
        "title": "Best CD rates today, Tuesday, August 25, 2026: Lock in up to 4.30% APY today with multiple offers",
        "url": "https://urgent.news/2026/08/25/best-cd-rates-today-tuesday-august-25-2026-lock-in-up-to-4-30-apy",
        "published": "2026-08-25T10:00:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}