{
  "id": 3023835,
  "title": "Gemini crypto exchange review 2026: Bank-grade security comes at a price",
  "url": "https://urgent.news/2026/08/24/gemini-crypto-exchange-review-2026-bank-grade-security-comes-at-a",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-24T13:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/investing/review/gemini-crypto-review-130000290.html"
  },
  "original_language": "en",
  "account": "Gemini is a well-known crypto exchange that prioritizes safety and regulatory compliance. Founded by the Winklevoss twins in 2014, the New York-based exchange operates under strict state banking rules and has never experienced a breach resulting in customer fund losses in over a decade. Gemini offers both a simple trading interface for beginners and an ActiveTrader platform for more experienced traders seeking advanced tools and real-time market data. Both platforms are available under a single account, allowing seamless switching between them with no additional cost.\n\nThe exchange provides bank-grade security, insurance coverage for cash and a portion of crypto assets, and operates a cold storage system for the majority of customer holdings, with only a small fraction kept in hot wallets for daily trading activities. Gemini's fees are higher than some competitors, with a typical spread of about 1% and a transaction fee of around 1.47%, totaling approximately 2.47% on a $1,000 order. ActiveTrader users benefit from lower tiered fees based on order type, with makers paying 0.60% and takers paying 1.20%. Additionally, the platform offers a diverse range of trading pairs and advanced order types, including stop-limit, immediate-or-cancel, fill-or-kill, and maker-or-cancel orders. Users can also stake various cryptocurrencies to earn rewards, although Gemini retains a portion of these rewards as its fee. The exchange supports various financial instruments, such as prediction markets, which are event contracts based on real-world outcomes, and a stablecoin called the Gemini dollar pegged to the US dollar.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}