{
  "id": 2684619,
  "title": "MONEY THOUGHTS: Aim to be a one-in-33 winner!",
  "url": "https://urgent.news/2026/08/23/money-thoughts-aim-to-be-a-one-in-33-winner",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-23T01:00:21.000Z",
  "source": {
    "name": "New Straits Times",
    "slug": "new-straits-times",
    "url": "https://www.nst.com.my/lifestyle/sunday-vibes/2026/08/1516879/money-thoughts-aim-be-one-33-winner"
  },
  "original_language": "en",
  "account": "Financial planning encompasses three aspects: a profession, a discipline, and a process. In Malaysia, financial planning is practiced by licensed professionals known as financially planning associates (LFPs), who are regulated by the Securities Commission. FPAM, based in Petaling Jaya, Selangor, serves as the main association for these professionals.\n\nThe process of financial planning involves setting life goals, managing finances to achieve those goals, and continuously revising goals as they are achieved. A successful life involves setting, attaining, and resetting these goals while maintaining gratitude for what one has. Financial freedom is achieved when passive income exceeds expenses and debt payments. Despite this clear understanding, only a small percentage of adults worldwide achieve financial freedom, with roughly one in 33 people expected to succeed.",
  "summary": "FINANCIAL planning is at least three different things: A profession, a discipline and a process.",
  "key_points": [
    "Financial planning consists of profession, discipline, and process",
    "FPAM regulates financially planning associates in Malaysia",
    "Only one in 33 adults achieve financial freedom globally"
  ],
  "editors_take": "Achieving financial freedom requires a deliberate process of setting and revising life goals, managing finances, and maintaining gratitude, a goal attained by only a small percentage of adults worldwide.",
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}