{
  "id": 2528204,
  "title": "India’s Private Credit Funds Increasingly Adopt AI For Deal Sourcing And Underwriting: EY",
  "url": "https://urgent.news/2026/08/22/indias-private-credit-funds-increasingly-adopt-ai-for-deal-sourcing",
  "topic": "ai",
  "section": "AI",
  "published": "2026-08-22T06:49:18.000Z",
  "source": {
    "name": "Free Press Journal",
    "slug": "free-press-journal",
    "url": "https://www.freepressjournal.in/business/indias-private-credit-funds-increasingly-adopt-ai-for-deal-sourcing-and-underwriting-ey"
  },
  "original_language": "en",
  "account": "New Delhi: Private credit funds in India are increasingly leveraging artificial intelligence (AI) for deal sourcing, data analysis, and credit assessment, according to an EY report. Most funds employ AI selectively, with 67% of respondents using the technology moderately for data analysis and monitoring, while 11% integrate AI tools deeply into their investment processes. A further 22% are in the early stages of adoption, piloting AI tools. The survey, part of EY's H1 2026 update, highlights a gradual shift in private credit assessment methods, although AI adoption varies among market participants. Overall, private credit investments in India surged 35% to $12.4 billion in 2025, driven by factors such as stress-related situations, capital expenditure requirements, and mergers and acquisitions financing. Despite global economic uncertainties, geopolitical tensions, and commodity price pressures, the broader market remains supportive, with 60% of respondents bullish on the asset class over the next one to two years. AI use remains the responsibility of SEBI-regulated entities, with 67% of respondents targeting high-yield returns above 18%, while 33% aim for returns between 12% and 18%, classified as performing credit. The survey also revealed that geopolitical tensions have not significantly impacted deployment activity, with 40% of respondents reporting no change and another 40% slowing deployment due to increased caution.",
  "summary": "New Delhi: India's private credit funds are increasingly adopting artificial intelligence (AI) for deal sourcing, data analysis and credit assessment, with most players using the technology selectively and a smaller group integrating it more deeply into their investment processes, according to an EY report. The EY Private Credit Pulse Survey, part of its H1 2026 update, found that 67 per cent of…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}