{
  "id": 2514633,
  "title": "Planning a Rs 10 crore retirement corpus? Know the mutual fund SIP amount you need",
  "url": "https://urgent.news/2026/08/22/planning-a-rs-10-crore-retirement-corpus-know-the-mutual-fund-sip",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-22T05:57:54.000Z",
  "source": {
    "name": "The Economic Times - Top News",
    "slug": "the-economic-times-top-news",
    "url": "https://economictimes.indiatimes.com/mf/analysis/planning-a-rs-10-crore-retirement-corpus-know-the-mutual-fund-sip-amount-you-need/slideshow/133418612.cms"
  },
  "original_language": "en",
  "account": "Planning a retirement corpus of Rs 10 crore by the age of 60 requires a specific mutual fund SIP investment amount depending on when you begin investing. According to the Wealth Conversations Report by FundsIndia, if you start investing at the young age of 20 with an expected 12% rate of return, you would only need to invest Rs 8,416 per month. Delaying your investment by five years to the age of 25 increases the required monthly SIP investment to Rs 15,000. If you start investing at 30, you'd need to invest Rs 28,000 monthly, six times the amount needed if you began at 20. Further delaying to start at 40 would require an even larger monthly investment of Rs 1 lakh. Starting at the age of 55 would necessitate the highest monthly SIP investment of Rs 12 lakh to reach a retirement corpus of Rs 10 crore.",
  "summary": "See how your starting age can dramatically change the monthly SIP needed to build a Rs 10 crore retirement corpus by age 60, assuming a 12% annual return.",
  "key_points": [
    "Starting at 20, need Rs 8,416 monthly SIP for Rs 10 crore retirement corpus",
    "Delaying investment by 5 years to 25 raises SIP to Rs 15,000 monthly",
    "Starting at 40 requires Rs 1 lakh monthly investment for same goal"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}