{
  "id": 2433401,
  "title": "Banks step up risk transfer despite regulator concerns",
  "url": "https://urgent.news/2026/08/21/los-bancos-disparan-la-cesion-de-riesgo-pese-a-la-preocupacion-de-los",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-21T21:09:10.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/empresas/banca/2026/08/21/6a26a73d468aeb89688b4597.html"
  },
  "original_language": "es",
  "account": "Banks have sold 378 billion euros worth of credit risk through Significant Risk Transfer (SRT) deals globally, a 35% increase from the previous year and a 170% rise since 2021, according to the International Association of Credit Portfolio Managers (IACPM). The number of SRT deals has surpassed 800, involving 62 entities, with total credit transactions in the market reaching 905 billion euros. Despite regulatory concerns about the impact on systemic risk, banks continue to use SRT deals to free up capital and improve solvency, with Santander reinvesting risk releases at returns above 20%. The IACPM expects the growth in SRT deals to continue, driven by increasing demand for loans to finance investments in digitalization, climate, and security.",
  "summary": "Cada vez más entidades apelan a las SRT para mejorar su solvencia. El volumen alcanza los 378.000 millones en 2025 y se eleva un 170% en cuatro años. Leer",
  "key_points": [
    "Spanish banks securitize credit risk 170% since 2021",
    "Regulators worry about system-wide risk from private risk-sharing",
    "Santander reinvests freed-up capital into higher-yielding ventures"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}