{
  "id": 2302865,
  "title": "444-day FD: Maturity on Rs 5L deposit in PSU banks",
  "url": "https://urgent.news/2026/08/21/444-day-fd-maturity-on-rs-5l-deposit-in-psu-banks",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-21T04:18:22.000Z",
  "source": {
    "name": "The Economic Times",
    "slug": "the-economic-times",
    "url": "https://economictimes.indiatimes.com/wealth/invest/444-day-fd-with-highest-interest-rates-which-psu-bank-provides-highest-maturity-on-rs-5-lakh-investment-check-here/articleshow/133392759.cms"
  },
  "original_language": "en",
  "account": "Public sector banks offer attractive interest rates on special tenure deposits, such as the 444-day FD, compared to regular fixed deposits. The 444-day FD is a popular scheme offered by several public sector undertaking (PSU) banks, with varying interest rates and maturity amounts.\n\nState Bank of India's (SBI) 444-day special FD, called the 'Amrit Vrishti' scheme, provides a 6.45% interest rate to general citizens. Bank of Baroda's bob Square Drive Deposit Scheme (444 days) also offers the same 6.45% interest rate. Canara Bank's 444-day deposit provides a 6.50% interest rate, while Central Bank of India offers 6.75%. Punjab National Bank and Indian Overseas Bank both provide a 6.60% interest rate for their 444-day FDs.\n\nWhen considering an investment of Rs 5 lakh, Central Bank of India yields the highest maturity amount. With a 6.75% interest rate, the maturity amount would be approximately Rs 5,42,416. Punjab National Bank and Indian Overseas Bank also offer a 6.60% interest rate, resulting in maturity amounts of around Rs 5,41,443 for each. Canara Bank and SBI's 6.50% and 6.45% rates, respectively, lead to maturity amounts of approximately Rs 5,40,795 and Rs 5,40,472 for a Rs 5 lakh investment. Bank of Baroda, with its 6.45% interest rate, provides a maturity amount of roughly Rs 5,40,472.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}