{
  "id": 2226112,
  "title": "Delinquency ratio on bank loans down in June",
  "url": "https://urgent.news/2026/08/20/delinquency-ratio-on-bank-loans-down-in-june",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-20T21:00:10.000Z",
  "source": {
    "name": "Yonhap News",
    "slug": "yonhap-news",
    "url": "https://en.yna.co.kr/view/AEN20260820005200320"
  },
  "original_language": "en",
  "account": "On August 21, the Financial Supervisory Service (FSS) reported that the delinquency ratio on bank loans decreased in June compared to the previous month. The primary reason for this decline was an increase in write-offs of loans that were no longer deemed viable. As of the end of June, the delinquency rate for won-denominated bank loans was 0.56 percent, a reduction of 0.11 percentage points from the previous month. The total amount of newly overdue loans in June was 2.6 trillion won, marking a decrease of 0.7 billion won from the preceding month. Write-offs for these loans amounted to 5.3 trillion won, an increase of 3.8 trillion won compared to the previous period. The delinquency ratio for corporate loans was 0.68 percent at the end of June, a decline of 0.16 percentage points from the month before. The ratio for household loans further decreased by 0.05 percentage points to 0.40 percent over the same period.",
  "summary": "SEOUL, Aug. 21 (Yonhap) -- The delinquency ratio on loans extended by banks fell...",
  "key_points": [
    "Delinquency ratio on bank loans decreased in June",
    "Write-offs for non-viable loans increased by 3.8 trillion won",
    "Corporate loan delinquency ratio fell to 0.68 percent"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}