{
  "id": 19790929,
  "title": "Scheduled Banks’ Statement of Position in India as on October 31, 2026",
  "url": "https://urgent.news/2026/11/13/scheduled-banks-statement-of-position-in-india-as-on-october-31-2026",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-11-13T10:28:51.000Z",
  "source": {
    "name": "Reserve Bank of India",
    "slug": "reserve-bank-of-india",
    "url": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=63971"
  },
  "original_language": "en",
  "account": "As of October 31, 2026, the scheduled commercial banks in India reported a total of ₹15,87,407.20 crore in liabilities to the banking system. This included ₹324,591.97 crore in demand and time deposits, ₹85,106.05 crore in borrowings from other banks, and ₹27,465.23 crore in other demand and time liabilities. The overall liabilities to other entities amounted to ₹24,17,592.94 crore, comprising both demand and time deposits, borrowings, and other liabilities.",
  "summary": "(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS (Including RRBs, SFBs, PBs and LABs) ALL SCHEDULED BANKS 31-Oct-2025# 15-Oct-2026 31-Oct-2026 31-Oct-2025# 15-Oct-2026 31-Oct-2026 I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 324591.97 409869.12 425426.98 331731.37 417736.16 434019.14** b) Borrowings from banks 85106.05 78959.86 78966.99 85106.05 79060.60 79238.64 c)…",
  "key_points": [
    "Scheduled banks in India held ₹15,87,407.20 crore in liabilities as of October 31, 2026.",
    "₹324,591.97 crore were demand and time deposits, a significant portion of liabilities.",
    "Other entities owed ₹24,17,592.94 crore to scheduled banks, including deposits and borrowings."
  ],
  "editors_take": "The heavy concentration of liabilities within demand and time deposits underscores the fundamental reliance of India's scheduled commercial banks on customer deposits to sustain their core operational funding.",
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}