{
  "id": 19763812,
  "title": "Car insurance: Chinese electric cars can be expensive to insure",
  "url": "https://urgent.news/2026/11/13/autoversicherung-chinesische-e-autos-konnen-bei-der-versicherung",
  "topic": "business",
  "section": "Business",
  "published": "2026-11-13T05:46:16.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/mobilitaet/ratgeber-service/autoversicherung-chinesische-e-autos-koennen-bei-der-versicherung-teuer-werden/100269602.html"
  },
  "original_language": "de",
  "account": "Chinese electric cars are nearly twice as expensive to insure as new cars from Europe, the US, Japan, and Korea, according to Verivox. This is due to insurers classifying Chinese cars into higher risk categories, although these classifications are improving over time. The annual insurance costs of Chinese electric cars can be up to €870 more than those of comparable European or Asian vehicles. Verivox analysed insurance costs for a hypothetical 45-year-old driver in Berlin with 12,000 km of annual mileage. Insurers lack experience with Chinese cars, which contributes to the higher insurance costs.",
  "summary": "Chinese electric car manufacturers are undercutting domestic industries with low prices and leasing rates. However, buyers pay more for insurance, an evaluation shows.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}